Goal-based mutual fund guidance paired with personalized SIP strategies—designed to build enduring wealth for you and your family.
Download Investor Guide PDFAs an AMFI Registered Mutual Fund Distributor, we don't just allocate funds. We understand your life goals—be it retirement, your child's education, or wealth creation—and map them to the right asset allocation strategies.
Tailored strategies built around your life's most important milestones.
Build wealth systematically with disciplined monthly investments tailored to your income and goals.
We analyze your cash flows, risk appetite, and timelines to recommend the optimal SIP amount and fund mix. Investments start from ₹500/month.
Secure your post-retirement lifestyle with a corpus that outpaces inflation and sustains your standard of living.
We build a multi-fund retirement portfolio blending equity growth with debt stability, calibrated to your target retirement age.
Factor in education inflation and plan today for tomorrow's premium college admissions—domestic or global.
Dedicated goal-based SIP mapped to your child's age and target education cost, with annual reviews to stay on track.
Save up to ₹46,800 in taxes under Section 80C while participating in equity market growth potential.
ELSS funds carry a 3-year lock-in—the shortest among 80C options—and historically offer higher returns than traditional tax-saving instruments.
Unbiased audit of your existing mutual fund portfolio—identify overlaps, underperformers, and realignment opportunities.
We provide a detailed report with fund-by-fund analysis, benchmark comparison, and actionable rebalancing recommendations.
Map every rupee to a purpose—home purchase, business seed fund, or legacy creation—with precision planning.
Our goal-mapping framework assigns dedicated fund baskets per goal, ensuring your short-term and long-term aspirations never conflict.
A free 30-minute discovery call to understand your income, liabilities, family situation, and financial aspirations. No jargon, no pressure.
A structured risk assessment questionnaire evaluates your capacity and willingness to handle market volatility—essential for correct fund selection.
We translate your aspirations into defined financial goals with target amounts, timelines, and required returns—making abstract dreams concrete and actionable.
Based on your profile and goals, we curate a portfolio of carefully evaluated mutual funds across categories—equity, hybrid, and debt—for optimal balance.
Complete KYC and investment registration digitally in under 15 minutes. No branch visits, no paperwork, no waiting. 100% compliant with SEBI regulations.
Annual (or as-needed) portfolio reviews to rebalance allocations, replace underperforming funds, and realign with any life changes or updated goals.
Illustrative allocations. Actual recommendations depend on individual risk profiling.
Suitable for investors with low risk tolerance and short to medium investment horizons. Prioritizes capital preservation with steady income.
Rupee cost averaging has long been the retail investor's shield against volatility. But does it truly beat a well-timed lumpsum?
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With the new tax regime becoming default, understanding the evolving role of ELSS in your portfolio is more critical than ever.
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The 25x rule, inflation-adjusted corpuses, and why most Indians are grossly underprepared for a 30-year retirement.
Read ArticleA Mutual Fund Distributor (MFD) earns a commission from AMCs for distributing mutual fund products. A SEBI-registered Investment Adviser (RIA) charges a fee directly from the client and is prohibited from earning commissions. WealthCraft operates as an AMFI-registered MFD and is NOT an RIA. Both models have their merits; we maintain full transparency on our commission structure.
Your investments are held directly with SEBI-registered AMCs (e.g., HDFC, SBI, Nippon, etc.) and are not held or accessed by WealthCraft. We are a facilitation intermediary. In the unlikely event of any issue with us, your investments remain 100% intact with the respective AMC and can be managed independently.
SIPs can be started with as little as ₹500 per month. Lumpsum investments typically start from ₹1,000–₹5,000 depending on the fund. There is no minimum portfolio size required to work with WealthCraft—we welcome all investors regardless of starting capital.
No. Mutual Fund investments are subject to market risks and returns are never guaranteed. Anyone claiming guaranteed mutual fund returns is violating SEBI regulations. We present historical data as illustrative context only—past performance is not indicative of future results. Our goal is long-term wealth creation through disciplined investing, not speculative short-term gains.
The entire process—from initial consultation to active SIP—typically takes 3–5 business days. KYC verification (required for first-time mutual fund investors) usually takes 24–48 hours. We handle all the paperwork digitally, so you can start investing without visiting any office.
Yes. SIPs can be paused or stopped at any time without penalty (except for ELSS funds which have a 3-year lock-in). You can also modify the SIP amount. We recommend maintaining SIPs during market downturns to benefit from rupee cost averaging, but the decision is always yours.
Direct platforms give you access but no guidance. WealthCraft provides personalized financial planning, behavioral coaching during market downturns, annual portfolio reviews, and goal-tracking—services that require human expertise. The slightly higher expense ratio of regular plans pays for ongoing advisory support that helps investors stay disciplined and on track.
Book a free consultation. No commitments, no jargon—just a clear, honest conversation about your financial future.
